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e_Marketing Blog Another Source of Free Marketing Products We're adding new free marketing products to the Linknet Marketing Forum everyday. The Linknet Marketing Forum has free resources available on: Check out the Linknet Marketing Forum. Joint Venture Seeker from Liz Tomey If you're on any of those guru's mailing lists you've probably seen several major product launches over the last few months. These things can be wildly successful (if you can believe the numbers), and that's because a whole bunch of marketers get together with their friends and associates and promote the launch to their respective lists. These launches are called "Joint Ventures". The commissions offered to JV partners are big - often from 50%-80%, so there is a major incentive to promote the heck out of these products. Marketers like Liz Tomey have proven that Joint Ventures are not just for the big guys. There's actually room for "the little guy"... especially those that want to move up the ranks. Liz herself is one heck of an example. Her very first JV (for the first product she ever created) brought in $37,000 in just two weeks... ok, so it's not a million bucks, but it's not something to shake a stick at, either! She describes that launch as "life changing," as it would be for just about anyone. Both she and her husband were able to stay at home with their 5 kids... and it literally set the foundation for their whole business. Quite a story, huh? That's why I wanted to check out Liz's product called Joint Venture Seeker, to see if it sheds any light on JVs. Liz is surprisingly straightforward and candid in her presentation. In fact, what I found was something rare... a series of video tutorials (10 of them!) that take you through the entire process of planning, getting, and carrying out JVs... step by step! Liz speaks from experience, and it shows. She's worked with most of the top people in the industry - and even got 8 of them to share their top secrets in a series of hard-hitting interviews - all recorded in these videos. Liz even includes the transcripts free of charge... along with an incredible batch of bonuses that I actually loved reading. Liz has also put together detailed workbooks that go along with the course, so you never feel like you're lost. I actually picked up quite a few tips - stuff that I hadn't thought of in our own JV process that I'm sure will dramatically improve our results. The price of these videos is surprisingly low when you consider the impact they could make on your marketing efforts. Using Joint Ventures boils down to this: you can harness the power and endorsements of several other successful marketers who promote your product to their very large and loyal lists. There is no faster or easier way to kick start your internet business than by using Joint Ventures, and Liz's videos offer an awesome step by step guide to making the most of them. Here's a link for you: Liz Tomey Joint Venture Seeker Videos Just one more point... I especially like Liz's advice for people who have no list... she did her first JV before she had a list, so she knows what she's talking about! Creating a Video to Put on Your Website I am often asked: "How can I put my own video on my website?" There are two distinct issues you have to address, and for the newbie both of them can be pretty overwhelming. First, there is the little problem of actually creating the video. I don't want to get into production in this post. I'll save that for later. Right here I want to address the second issue... How do I get my video on my website? The first thing you have to do is choose whether you want to self-host (host it on your own site, or another site you have access to) or use one of the video sharing sites such as Youtube. (I will use "Youtube" as a short form for "Youtube or other video-sharing sites".) The advantages of self-hosting are that you have full control over the way it will appear, what the thumbnail will look like, and a few other things. You will also not get the Youtube branding or accompanying ads that they are often putting with videos now. |
SBO-Linknet.com is the home of the Linknet Publishing Network. This is a growing network of active websites covering various areas of interest from Online Marketing to Golf to Personal Health and Real Estate. Facts You Should Know About Types of LoansJun 18, 2006 - Linknet Finance News Commercial property loan - - Quick closings for difficult U.S. commercial property loans. Retail Steel Buildings - all types of steel buildings. Commercial Real Estate Loans - No restrictions on use of funds. Florida Mortgage Guide - Florida Mortgage Guide Free CD and workbook. Facts You Should Know About Types of Loans by Prakash MenonWhen you set out to borrow, you often come across terms like unsecured loans, revolving loans, adjustable rate loans, etc. While these terms are more or less self-explanatory, it is still useful to be clear on their exact meanings and what they imply before you finalize a loan contract. Unsecured versus secured loans As the name implies, a secured loan is one where you offer some kind of collateral against the loan. The agreement is that if you default on the loan, the lender has the right (but not the obligation) to take possession of the asset you have pledged. In most cases, this asset would be what the lender has financed. For example, when you take a home loan, you offer the home as collateral. There may also be cases where you may need to offer additional collateral over and above the asset that is being financed. This happens, for example, when the lender is financing close to 100% of an asset that is prone to rapid reduction in market value. In such cases, the lender may insist on your putting up another asset so as to provide a reasonable margin of protection in case of default. Unsecured loans are those where such collateral arrangements do not exist. These loans are granted based on your credit standing, ability to repay and other factors. In cases where there's a choice available to the customer to take either a secured or an unsecured loan, the former may be offered at a somewhat lower rate. That is, assuming every other factor remains equal. This is because of the lower risk involved to the lender, who has recourse to a specific asset in case you default. However, this situation is comparatively rare in consumer financing, although it is more common in financing businesses. Installment versus revolving loans A revolving loan is one where you have access to a continuous source of credit, up to a pre-determined credit limit. If the limit is say, ,000, you can borrow any amount up to ,000. And typically, you can repay all or part of the amount you borrowed at a time of your choosing, within the overall tenor of the loan. You pay interest only on the amount you borrow for the time you borrow it. Sometimes, banks may charge a commitment fee for making a revolving line of credit available to you. This fee is usually charged on the average unutilized amount of your limit. You can also re-borrow the amount you have repaid. In effect, you have a loan that's always available to you on demand. Unlike revolving loans, installment loans have a fixed repayment schedule. In most cases, the full amount of the loan is drawn down (i.e., borrowed) at once and both repayment schedule and amounts are fixed in advance. You do not have the option to re-borrow the amount that has been repaid. Adjustable rate versus fixed rate loans A fixed rate loan is one where the interest rate charged is fixed for the entire duration of the loan. The advantage is that you are immune to fluctuations in interest rates and can budget your cash outflows precisely. The disadvantage to you (the borrower) is that should interest rates fall, you lose in terms of opportunity costs. That is, you could have obtained a lower interest rate had you opted for an adjustable rate loan. In practice, you can always choose to refinance the fixed rate loan at a lower rate if interest rates fall sharply enough to justify it. Bear in mind that your current lender may charge a pre-payment fee if you choose to repay before due date. So the difference in interest rates between your old fixed rate loan and the new loan should be large enough to justify a switch. An adjustable rate loan is one where the interest charged fluctuates in line with a benchmark rate. This benchmark rate is usually the Prime Rate, which is what the US Treasury charges its prime (or best) borrowers. The advantage of an adjustable rate (or floating rate) loan is that what you are paying is more or less in line with the market. If interest rates decline, so do your costs and vice versa. The disadvantage is that your cash outflows for interest are unpredictable. As a borrower, if you hold the view that interest rates are going to decline, it is best to opt for an adjustable rate loan. But arriving at the correct view consistently is easier said than done. Predicting interest rates is a game where even professional market participants and institutions frequently go wrong. If it is important to you to be able to budget for your interest obligations in advance, a fixed rate loan may be the best choice. After all, you can refinance it should the interest rates fall significantly. Keeping these basic facts in mind should help you make more informed borrowing decisions. About the Author Prakash Menon is a financial expert and writer specializing in managing personal debt and providing wealth building solutions. He has written on payday loans, personal debt management and other related topics. Article Source - Loans-101.info
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